This post is sponsored by ChocZero. All opinions are my own and I only share products I personally love. Thanks for supporting the brands that make this site possible! For times when you have extra ripe bananas or just need a sweet little snack, these healthy banana muffins (also called banana oatmeal muffins) are here to deliver! I make almond flour muffins most often, but one of my kids isn’t a fan of almond flour on its own, so I created these banana chocolate chip muffins with oats for her — and they definitely pass the kid test. They are rich and moist, naturally sweetened with bananas and honey, and (the best part) use super simple ingredients.

Ingredients & Substitutions

This section explains how to choose the best ingredients for chocolate chip banana muffins, what each one does in the recipe, and substitution options. For measurements, see the recipe card below. (Use code WHOLESOMEYUM to get 10% off, exclusively for my readers!)

Wholesome Yum Almond Flour – The fine grind in this flour makes the texture in these muffins so good — it’s the only one I recommend for this recipe.Oat Flour – This is simply finely ground oats, and makes up the base of banana oatmeal muffins. It lightens up the recipe compared to plain almond flour muffins.

Baking Powder – Helps the muffins rise. Don’t confuse this with baking soda, which is not the same.Sea Salt – Balances the sweetness.Bananas – As with many baked banana recipes, the riper, the better. You’ll need about 1 cup of mashed banana. You can also use frozen bananas, but be sure to blot some of their moisture out before using them.Honey – While you can use conventional honey, I used Wholesome Yum Honey to reduce the sugar in this healthy banana muffin recipe. (The only sugar in it comes from the banana!) You can also substitute maple syrup instead of honey as another option.Eggs – Use whole, large eggs at room temperature, or substitute flax eggs.Coconut Oil – Use a refined coconut oil for neutral flavor (measured solid and melted). Ghee or unsalted butter will also work.Vanilla Extract – Use a high-quality one for best flavor.ChocZero Sugar-Free Dark Chocolate Chips – The richest (and impossibly sugar-free) chips! You can also substitute ChocZero milk chocolate chips, but keep in mind that these contain dairy.Chopped Walnuts – These are optional, but add another layer of texture and crunch. Other nuts, such as chopped pecans, would also be delicious.

How To Make Banana Muffins With Oats

This section shows how to make healthy banana oatmeal muffins, with step-by-step photos and details about the technique, to help you visualize it. For full instructions, including amounts and temperatures, see the recipe card below. Use a blender or food processor to make your own from raw steel-cut oats or rolled oats! 1 cup of steel-cut oats yields 2 cups of oat flour whereas 1 cup of rolled or quick-cooking oats yields roughly one cup of oat flour. Add to your blender and blend for 3-5 minutes, or until fine and powdery. Store any leftovers in an airtight container in the pantry. It pairs well with the other flavors in these banana chocolate chip muffins. A good amount would be 1-2 teaspoons.

Storage Instructions

Store: Keep healthy banana muffins on the counter for up to 2 days, or covered in the refrigerator for up to 5 days.Freeze: Freeze muffins in an airtight container (between layers of parchment paper, if stacking them) for up to 3 months. Thaw at room temperature.Reheat: If you like warm muffins, pop them in the microwave, or in the oven at 300 degrees F, until warm.

More Healthy Chocolate Recipes

Love chocolate but want to skip the sugar? If you like healthy banana muffins with chocolate chips, you’ll love these chocolaty recipes too — without refined sugar: This will ensure that the melted coconut oil won’t solidify from the other wet ingredients being cold. I didn’t fill the muffin cups too full, because these are quite filling. But if you want larger healthy banana muffins with a tall muffin top, fill the cups all the way. Share your recipe picture by tagging @wholesomeyum and hashtag it #wholesomeyum on Instagram, or in our Facebook support group, too – I’d love to see it!